As the old adage says, time is money, and money is time. How do we save both? After all, money doesn’t just appear out of nowhere (no matter how much we’d like it too!), and no matter how careful we are, unexpected costs happen. Saving is hard! Luckily, just like with everything else these days, there’s an app for that. Not just one – there are several! Here’s a list of the top ten apps we could find that will help you save those pennies and let big money take care of itself – and save you some time, too!
List of Tools to Save you Money and Time
eSign Genie
eSign Genie is an excellent eSignature platform. It helps streamline the intensive document and approval workflows requiring signatures by providing the convenient option of eSign documents from any device with an Internet connection. With eSign Genie, you can send contracts, waivers, NDAs, and numerous other forms quickly and securely.
It is a fact that in addition to reducing administrative management times and increasing efficiency, companies that use eSign Genie’s solution also save money. When switching to Sign Genie, businesses experience up to 86% savings in document handling costs. Also, you will also notice an 83% performance improvement in getting approvals.
E-Signature reduces your paperwork and time by using microsoft word digital signature that will reduce your paperwork and close your deals and contract faster than the paperwork.
LearnVest
LearnVest is a personal finance company specifically aimed at young people. Managing money is hard for everyone, but it is especially difficult for those just starting in the complicated world of finance. The best part is that it’s a free app that can easily and securely link to your bank accounts! LearnVest helps track spending, budget, and even implement saving goals. There are also daily updates tracking your finance patterns in real-time!
Mint
This app is similar to LearnVest but aimed at a broader market. You can link all your accounts in one place, budget, check your credit score, sort your expenses by category, get reminders for bills, and more! Mint even gives customized tips on how to lower your fees and save the most money possible based on your spending.
Level Money
This app serves as a thermometer for your money. It analyses your spending – even those habits you don’t necessarily consider in a normal budget! It helps you find where the money is being wasted in the smallest ways and gives tips on fixing up your spending.
Digit
“I’ve tried to save, but it doesn’t work no matter what approach I take!” Does that sound like you? Don’t worry, and you’re not alone – lots of people do the same. That’s why Digit is doing all the hard work for you. By monitoring your spending and income, then skimming off a little to hide in a savings account, it quickly builds up extra cash. And it’s completely free!
Acorns
Acorns is an investment app, even for those who don’t have much to invest. It automatically rounds up all spending to the closest dollar, and the difference gets invested in a diversified stock. When you’ve earned $5 and above, the money can be moved into a savings account.
IVA-Advice
Do you feel overwhelmed by your bills and how they’re stopping you from saving money? IVA’s mission is to help you. First, it consolidates your existing debts. Then, you need to make affordable payments to a legal professional. Finally, they take care of the rest.
BillGuard
This app exists to protect your identity (and your money!). It highlights any unusual transactions based on your regular spending habits so that you can review them and block them if necessary. Say goodbye to the risk of unauthorized purchasing on your dime!
Mint Bills
This app is an extension of the earlier-mentioned Mint app. It’s specifically for gathering balances and bills all in one place. From the app, you can make direct and scheduled payments, and even get alerts about low funds or upcoming bills!
MoneyWiz
As well as looking after your bank accounts, bills, and budgets, this app can help you escape from piled-on debts! It compares your spendings and earnings and helps you to make the little changes that will result in significant savings.